Competence and experience in Insurance Law
Over the years, Zitiello Associati has looked after the interests of insurance companies and intermediaries offering both advisory and judicial support. In doing so, the Firm has been able to benefit from the strong experience in financial regulatory matters in order to improve and develop the knowledge and assistance also in the insurance sector, which has been characterized by the increasing importance of the financial component of new insurance products (a.k.a. the “financialization” of the insurance sector).
Legal assistance in Insurance Law
The legal assistance provided by our Firm covers a wide range of insurance-related matters, including:
- Regulation and structuring of insurance-based investment products, such as: unit-linked, index-linked, capital redemption operations and multi-line insurance policies
- Regulation and structuring of life insurance policies
- Regulation and structuring of life and non-life insurance products linked to loans and financing contracts
- Drafting, revising and updating of offering prospectuses, informative documents and, more generally, of the contractual set
- Assistance with cross-border distribution models through free provision of services or by establishing a permanent presence
- Assistance in the structuring of complex distribution models: integration of financial and banking networks with insurance networks, agency mandates, brokerage assignments, distribution agreements, free cooperation agreements, horizontal cooperation agreements between intermediaries.
Legal assistance for insurance companies and intermediaries
Our specialized team assists Companies and Intermediaries in incorporation and authorization projects, as well as in those aimed at the marketing of policies both in Italy and in other EU Member States. Due to its vast expertise in regulatory matters and the consolidated experience throughout the years, the Firm provides advice and assistance in proceedings before the competent insurance regulatory authority (Ivass) and other supervisory authorities in authorization procedures or authorization extensions to other classes of insurance. The Firm also provides professional assistance to the legal, compliance and anti-money laundering departments of insurance companies and intermediaries, and regularly assists insurance companies and intermediaries before the competent supervisory authorities in case of inspections and sanctions.
